Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Iowa cityscape and street view
Iowa Non-Owner SR-22 Insurance: Rates Without a CarIowa requires 2-year SR-22 filing after violations. Non-owner policies meet the requirement without a vehicle for $35–$65/mo. See which Iowa carriers write non-owner SR-22 coverage.
Maryland cityscape and street view
Maryland Non-Owner SR-22 Insurance — Rates & FilingMaryland non-owner SR-22 costs $40–$75/mo—40% less than owner SR-22. Satisfies 3-year MVA filing requirement without a vehicle. Get quotes for your profile.
Florida cityscape and street view
Non-Owner FR-44 Insurance Florida: Cost & Filing GuideFlorida non-owner FR-44 requires 100/300/50 minimums and costs $60–$110/mo for drivers without a vehicle. See filing requirements and carrier options.
Virginia cityscape and street view
Non-Owner FR-44 Insurance Virginia | Rates & RequirementsVirginia requires FR-44 filing with 60/120/40 minimums for DUI—double standard SR-22. Non-owner policies cost $90–$150/mo and cover borrowed vehicle use. See carriers that file.
California cityscape and street view
Non-Owner SR-22 California — $40–$75/mo CoverageCalifornia non-owner SR-22 insurance costs $40–$75/mo and satisfies DMV filing requirements without a vehicle. Compare rates for 15/30/5 liability after suspension.
Alabama cityscape and street view
Non-Owner SR-22 Insurance Alabama: Rates & RequirementsAlabama non-owner SR-22 costs $35-$65/mo for 25/50/25 liability. Satisfies ALEA filing without owning a car. 3-year filing required for most suspensions.
Alaska cityscape and street view
Non-Owner SR-22 Insurance Alaska: Rates & RequirementsAlaska requires 50/100/25 liability for SR-22 filing. Non-owner SR-22 costs $25–$55/month without a vehicle. Compare carriers and satisfy DMV requirements.
Arizona cityscape and street view
Non-Owner SR-22 Insurance Arizona: Rates Without a CarArizona non-owner SR-22 costs $40–$130/mo for carless drivers—40-60% cheaper than owner SR-22. Satisfies 3-year filing requirement when you don't own a vehicle.
Arkansas cityscape and street view
Non-Owner SR-22 Insurance Arkansas Without a CarArkansas requires 3-year SR-22 filing after suspension. Non-owner policies satisfy this without a vehicle at $30-$65/mo. See what Arkansas requires.
Colorado cityscape and street view
Non-Owner SR-22 Insurance Colorado — Rates & FilingColorado non-owner SR-22 satisfies DMV filing requirements without owning a vehicle. Premiums run $45–$85/mo for 25/50/25 liability. See carriers that file.
Connecticut cityscape and street view
Non-Owner SR-22 Insurance Connecticut: $40–$75/Mo RatesConnecticut non-owner SR-22 costs $40–$75/mo for 25/50/25 liability. No vehicle required. Satisfies DMV filing for 3 years. See rates for your situation.
Delaware cityscape and street view
Non-Owner SR-22 Insurance Delaware – $30/Mo RatesDelaware non-owner SR-22 costs $30–$65/month with 25/50/10 minimums. Satisfies DMV filing without owning a vehicle. See rates for your violation.
Georgia cityscape and street view
Non-Owner SR-22 Insurance Georgia – Rates & FilingGeorgia requires 25/50/25 SR-22 for 3 years. Non-owner SR-22 costs $30–$60/mo, satisfies DDS filing without owning a vehicle, and covers borrowed cars.
Hawaii cityscape and street view
Non-Owner SR-22 Insurance Hawaii: Cost & RequirementsNon-owner SR-22 in Hawaii costs $35–$65/mo and satisfies license reinstatement requirements without a vehicle. See filing rules, carrier options, and minimum coverage limits.
Idaho cityscape and street view
Non-Owner SR-22 Insurance Idaho: Rates Without a CarIdaho non-owner SR-22 policies satisfy 3-year filing requirements without owning a vehicle. Premiums run $40-$75/month for 25/50/15 liability. Compare carriers that file electronically.
Illinois cityscape and street view
Non-Owner SR-22 Insurance Illinois | $35–$65/Mo RatesIllinois non-owner SR-22 policies satisfy the state's 3-year filing requirement without owning a vehicle. Typical cost: $35–$65/month for 25/50/20 liability. See what you'll pay.
New Jersey cityscape and street view
Non-Owner SR-22 Insurance in New Jersey – Cost & FilingNew Jersey requires 15/30/5 liability with 3-year SR-22 filing after most suspensions. Non-owner SR-22 costs $35–$80/mo without a vehicle. See filing steps and carrier options.
Indiana cityscape and street view
Non-Owner SR-22 Insurance Indiana: Rates Without a CarGet Indiana SR-22 filing without owning a vehicle. Non-owner policies start at $45/mo and satisfy BMV requirements for license reinstatement.
Kansas cityscape and street view
Non-Owner SR-22 Insurance Kansas – Rates Without a CarKansas non-owner SR-22 satisfies filing requirements without a vehicle. $85–$140/mo for 25/50/25 liability. See carriers that write you.
Kentucky cityscape and street view
Non-Owner SR-22 Insurance Kentucky: Rates & FilingKentucky non-owner SR-22 costs $35–$65/mo and satisfies 3-year filing without owning a vehicle. See minimums, carriers, and how to file after suspension.
Louisiana cityscape and street view
Non-Owner SR-22 Insurance Louisiana | $35–$65/Mo RatesLouisiana non-owner SR-22 satisfies OMV filing requirements without a vehicle. Policies start at $35/mo for 15/30/25 liability. See carrier options and filing details.
Maine cityscape and street view
Non-Owner SR-22 Insurance Maine: Rates Without a CarMaine requires 50/100/25 minimums with 3-year SR-22 filing. Non-owner policies start at $35–$65/month and satisfy state requirements without owning a vehicle.
Massachusetts cityscape and street view
Non-Owner SR-22 Insurance Massachusetts Rates & FilingMassachusetts non-owner SR-22 costs $30–$65/month with 20/40/5 state minimums. See which carriers file electronically with the RMV and how non-owner policies satisfy reinstatement requirements without an owned vehicle.
Michigan cityscape and street view
Non-Owner SR-22 Insurance Michigan — Rates Without a CarMichigan non-owner SR-22 costs $30-$60/month and satisfies filing requirements without a vehicle. Compare carriers that write non-owner policies for suspended licenses.
Minnesota cityscape and street view
Non-Owner SR-22 Insurance Minnesota: $40–$75/Mo RatesMinnesota non-owner SR-22 costs $40–$75/month with 30/60/10 liability minimums. Satisfies 3-year filing requirements without owning a vehicle. See rates and carriers.
Mississippi cityscape and street view
Non-Owner SR-22 Insurance Mississippi | $40–$70/MonthMississippi requires 25/50/25 liability and 3-year SR-22 filing after suspension. Non-owner SR-22 satisfies filing without a vehicle—$40–$70/mo typical cost.
Missouri cityscape and street view
Non-Owner SR-22 Insurance Missouri: Cost & RequirementsMissouri non-owner SR-22 costs $30–$55/month with 25/50/25 minimum liability. Satisfies state filing requirement without a vehicle. See which carriers write policies in Missouri.
Montana cityscape and street view
Non-Owner SR-22 Insurance Montana — Rates & RequirementsMontana non-owner SR-22 costs $35–$65/month for 25/50/20 minimum liability. Satisfies 3-year filing requirement without owning a vehicle. See carriers and rates.
Nebraska cityscape and street view
Non-Owner SR-22 Insurance Nebraska: $35–$65/Mo RatesNebraska non-owner SR-22 costs $35–$65/month with 25/50/25 minimums and satisfies 3-year filing requirements without vehicle ownership. See rates.
Nevada cityscape and street view
Non-Owner SR-22 Insurance Nevada | Rates Without a CarNevada non-owner SR-22 policies satisfy the state's 3-year filing requirement without a vehicle. Compare $45–$85/mo rates and carriers that write coverage for drivers without cars.
New Hampshire cityscape and street view
Non-Owner SR-22 Insurance New Hampshire – Rates & FilingNew Hampshire non-owner SR-22 provides state-minimum 25/50/25 liability for $25–$50/month without owning a vehicle. See how filing works and which carriers write it.
New Mexico cityscape and street view
Non-Owner SR-22 Insurance New Mexico | No Vehicle RatesNew Mexico non-owner SR-22 satisfies MVD filing requirements without owning a vehicle. Covers borrowed cars at $40-$80/mo, 30-60% less than owner SR-22. See carriers that file in 48 hours.
New York cityscape and street view
Non-Owner SR-22 Insurance New York: Cost & RequirementsNew York non-owner SR-22 costs $40–$75/mo with 25/50/10 liability minimums. Satisfies DMV filing requirements without a vehicle. See which carriers write it.
North Carolina cityscape and street view
Non-Owner SR-22 Insurance North Carolina – Costs & FilingNon-owner SR-22 policies in North Carolina start at $35–$65/month and satisfy DMV filing requirements without a vehicle. See rates, 3-year filing rules, and carrier options.
North Dakota cityscape and street view
Non-Owner SR-22 Insurance North Dakota Rates & FilingNorth Dakota non-owner SR-22 provides 25/50/25 minimum liability and satisfies filing requirements without owning a vehicle. Monthly premiums run $40–$75. See carriers and coverage rules.
Ohio cityscape and street view
Non-Owner SR-22 Insurance Ohio — Rates & RequirementsOhio non-owner SR-22 costs $40–$75/mo with 25/50/25 minimums. File electronically with the BMV in 24 hours. No vehicle required. See what you qualify for.
Oklahoma cityscape and street view
Non-Owner SR-22 Insurance Oklahoma – Rates Without a CarOklahoma non-owner SR-22 satisfies filing requirements without a vehicle. Premiums run $25–$45/mo for 25/50/25 liability. See how it works and what it covers.
Oregon cityscape and street view
Non-Owner SR-22 Insurance Oregon | $40–$75/Mo RatesOregon requires 3-year SR-22 filing. Non-owner policies satisfy that at $40–$75/mo without a vehicle. See minimums, filing rules, and carrier options.
Pennsylvania cityscape and street view
Non-Owner SR-22 Insurance Pennsylvania — Rates & FilingNon-owner SR-22 in PA costs $25–$50/mo with 15/30/5 minimums. Satisfies PennDOT filing without a vehicle. See carriers, rates, and filing process.
Rhode Island cityscape and street view
Non-Owner SR-22 Insurance Rhode Island – Rates & FilingRhode Island non-owner SR-22 costs $25–$45/mo and satisfies DMV filing requirements without a vehicle. Compare carriers and file in 24–48 hours.
South Carolina cityscape and street view
Non-Owner SR-22 Insurance South Carolina | $30–$60/MoSouth Carolina non-owner SR-22 costs $30–$60/month with 25/50/25 minimums. Satisfies DMV filing requirements without a vehicle. See which carriers write it.
South Dakota cityscape and street view
Non-Owner SR-22 Insurance South Dakota Rates & FilingSouth Dakota non-owner SR-22 costs $40–$75/mo and satisfies 3-year filing requirements without a vehicle. Compare carriers writing liability-only SR-22 policies.
Tennessee cityscape and street view
Non-Owner SR-22 Insurance Tennessee: Rates & FilingTennessee non-owner SR-22 satisfies 3-year filing requirements without a vehicle. Most drivers pay $30–$65/mo for state-minimum 25/50/15 liability coverage.
Texas cityscape and street view
Non-Owner SR-22 Insurance Texas – Rates Without a CarTexas non-owner SR-22 satisfies DPS filing requirements without owning a vehicle. Policies cost $40–$70/month with 30/60/25 minimums. Compare carriers that write carless filers.
Utah cityscape and street view
Non-Owner SR-22 Insurance Utah – No Vehicle RequiredUtah non-owner SR-22 satisfies filing requirements without a car. Liability-only policies cost $35–$65/month. Compare carriers, filing periods, and how to cover borrowed vehicles.
Washington cityscape and street view
Non-Owner SR-22 Insurance Washington: $40–$70/Mo RatesWashington non-owner SR-22 satisfies DOL filing without a vehicle. Costs $40–$70/mo, 40-60% less than owner SR-22. See carriers, rates, and 3-year filing rules.
West Virginia cityscape and street view
Non-Owner SR-22 Insurance West Virginia | Rates & RulesWest Virginia non-owner SR-22 insurance costs $40–$75/mo for 25/50/25 minimum coverage. Satisfies DMV filing without an owned vehicle. Compare carriers writing DUI policies.
Wisconsin cityscape and street view
Non-Owner SR-22 Insurance Wisconsin: $35–$65/MonthWisconsin non-owner SR-22 costs $35–$65/month with 25/50/10 minimums. Covers you when driving borrowed vehicles. See carriers that write suspended drivers.
Wyoming cityscape and street view
Non-Owner SR-22 Insurance Wyoming: Rates Without a CarWyoming non-owner SR-22 costs $45–$85/mo for 3-year filing. Satisfies state filing requirement without a vehicle. See rates and carrier options.
Vermont cityscape and street view
Vermont Non-Owner SR-22 Insurance — No Car RequiredVermont accepts non-owner SR-22 for license reinstatement. Monthly premiums run $25-$60, 40-60% cheaper than owner policies. See filing requirements and carriers.